Three face-down cards in front of the player, two face-down community cards in the middle and three equal stacks of chips on the betting circles of a Let It Ride table

Let It Ride is a five-card poker game with a twist: you start with three equal bets and, as the cards are revealed, you can take two of them back. There is no dealer hand to beat. Your three cards and two community cards make a poker hand, and anything from a pair of 10s up is paid from a fixed pay table, up to 1,000 to 1 for a royal flush. The game was invented by Shuffle Master founder John Breeding in the 1990s and is now part of the Light & Wonder table-game range. This guide explains how to play Let It Ride poker, the payouts, when to pull a bet back and the house edge.

Let It Ride at a Glance

DeckOne standard 52-card deck
You play againstThe pay table, not the dealer or other players
BetsThree equal bets; you can take back the first two
Your cardsThree of your own plus two community cards
Lowest winning handA pair of 10s, paid 1 to 1
Top payoutRoyal flush, 1,000 to 1
House edge3.51% of one bet with the best strategy

How to Play Let It Ride

  1. Place three equal bets. On most layouts the circles are marked 1, 2 and $.
  2. The deal. You get three cards face down, and the dealer places two community cards face down in the middle.
  3. First decision. Look at your three cards. Ask for bet 1 back, or let it ride.
  4. The first community card is turned over.
  5. Second decision. Ask for bet 2 back, or let it ride. You can do this whatever you did with bet 1.
  6. The second community card is turned over. Your five-card hand is paid on every bet still on the table. The $ bet always stays.

At a casino table you signal the dealer to return a bet; online it is a button. Players are not supposed to show each other their cards.

Let It Ride Payouts

The standard pay table, paid on each bet you still have on the table:

HandPaysChance of the final hand
Royal flush1,000 to 11 in 649,740
Straight flush200 to 11 in 72,193
Four of a kind50 to 11 in 4,165
Full house11 to 10.14%
Flush8 to 10.20%
Straight5 to 10.39%
Three of a kind3 to 12.11%
Two pair2 to 14.75%
Pair of 10s or better1 to 116.25%
Anything elseLoses76.12%
Chart of Let It Ride hand chances and payouts: royal flush 1 in 649,740 pays 1,000 to 1, flush 0.20% pays 8 to 1, two pair 4.75% pays 2 to 1, pair of 10s or better 16.25% pays 1 to 1, anything else 76.12% loses
Five random cards pay something 23.9% of the time. Pulling back bets on weak hands is what keeps the cost down.

Pay tables vary slightly between casinos, and many tables cap the total they will pay out on one round. If the cap divided by 3,000 is less than your bet on each circle, a royal flush would not be paid in full, so check the table limit before playing for big stakes.

Worked Examples

All four hands start with 5 on each of the three circles (15 in total):

HandLeft on the tableResult
You pull back both bets; you finish with a pair of jacks5Wins 5 (1 to 1)
You let the first bet ride, pull the second; you finish with a flush10Wins 80 (8 to 1)
You let both ride; you finish with two pair15Wins 30 (2 to 1)
You pull back both bets; you finish with a pair of 7s5Loses 5

Let It Ride Strategy

The decisions are simple once you know them. A high card here means 10, J, Q, K or A (an ace counts as high only when it plays high). The rules below are the optimal strategy for the standard pay table, as published by the Wizard of Odds.

With three cards: let bet 1 ride only with

  • A paying hand already: a pair of 10s or better, or three of a kind.
  • Any three cards to a royal flush.
  • Three suited cards in a row, except 2-3-4 and A-2-3.
  • Three to a straight flush with one gap (such as 8-9-J suited) and at least one high card.
  • Three to a straight flush with two gaps (such as 9-J-K suited) and at least two high cards.

Everything else: pull bet 1 back. That includes small pairs and hands with only high cards.

With four cards: let bet 2 ride only with

  • A paying hand: a pair of 10s or better, two pair or three of a kind.
  • Four cards of the same suit.
  • Four to an open-ended straight (such as 5-6-7-8), with or without high cards.
  • Four to an inside straight made of four high cards (such as 10-J-Q-A).

Everything else: pull bet 2 back.

Eight Let It Ride decisions: let it ride with a pair of 10s, K-J-9 suited, an open-ended straight draw and four to a flush; pull back with Q-J-4, 2-3-4 suited, A-K-9-4 and 5-6-8-9
The first bet rides on 7.3% of hands and the second on 15.9%. Most of the time, pulling back is correct.

The two borderline plays, an open-ended straight draw with no high cards and an inside straight draw with four high cards, are break-even: letting it ride or pulling back costs the same on average.

Let It Ride Odds and House Edge

With the standard pay table and the strategy above, the house edge is 3.51% of one bet. Because you pull back most bets, an average of only 1.23 bets stays on the table by the end of the hand, so the expected loss is about 2.85% of the money actually wagered. Those figures come from playing every one of the 51,979,200 possible deals with the best decision at each step.

Many tables offer side bets on top, such as a Three Card Bonus on your own three cards, ranked like Three Card Brag, much like the Pairplus bet in Three Card Poker. Side bets are optional and separate from the main game.

Let It Ride vs Other Casino Poker Games

GamePlayed againstYour decisionsCards
Let It RideThe pay tableTake back up to two of your three bets3 of yours + 2 community
Mississippi StudThe pay tableAdd raises of 1x to 3x, three times2 of yours + 3 community
Three Card PokerThe dealer (Ante) and the pay table (Pairplus)Play or fold, once3 of yours
Ultimate Texas Hold’emThe dealerRaise 4x, 3x, 2x or 1x, or check2 of yours + 5 community

Let It Ride is the gentlest of these: your risk only goes down as the hand goes on, and the most you can lose is the three bets you started with. Mississippi Stud works the other way round, adding bets as the cards appear.

Playing Let It Ride Online

Online, Let It Ride appears as an RNG table game at some casinos, and availability varies by casino and by country. Search the table-games section of the lobby, where you will also find casino poker games such as Three Card Poker and Casino Hold’em. These casinos run large table-game lobbies:

CasinoWelcome offerOur rating
iWild CasinoUp to 550% + 400 free spins4.8Open iWild Casino
Kaasino225% up to £5,000 + 500 bonus spins4.3Open Kaasino
1Red Casino225% up to €11,500 + 225 free spins over 3 deposits4.0Open 1Red Casino

More casino poker: poker hand rankings, video poker and poker rules.

Set a budget before you play for real money and stick to it. Free, confidential support is available at BeGambleAware.org. 18+ only.

Also worth a look: Caribbean Stud Poker, the classic five-card game played against the dealer.

Let It Ride: frequently asked questions

How do you play Let It Ride?

Place three equal bets and get three cards; two community cards are dealt face down. After looking at your cards you can take back the first bet or let it ride. After the first community card is turned you can take back the second bet. The third bet always stays, and your five-card hand is paid on every bet left on the table.

What is the lowest winning hand in Let It Ride?

A pair of 10s, which pays 1 to 1. A pair of 9s or lower loses.

What does Let It Ride pay?

On the standard table: royal flush 1,000 to 1, straight flush 200 to 1, four of a kind 50 to 1, full house 11 to 1, flush 8 to 1, straight 5 to 1, three of a kind 3 to 1, two pair 2 to 1 and a pair of 10s or better 1 to 1.

When should you let it ride?

With three cards: a paying hand, three to a royal flush, three suited cards in a row (except 2-3-4 and A-2-3), or certain three-card straight flush draws with high cards. With four cards: a paying hand, four to a flush, an open-ended straight draw, or an inside straight draw of four high cards. Otherwise take the bet back.

What is the house edge in Let It Ride?

About 3.51% of one bet with the best strategy. Because only about 1.23 bets stay on the table on average, that is roughly 2.85% of the money actually wagered.

Can you take back the third bet in Let It Ride?

No. The bet on the $ circle always stays in play. Only the first two bets can be taken back.

Can you let the second bet ride after pulling the first?

Yes. The two decisions are separate, so you can take back the first bet and still let the second one ride.

Who invented Let It Ride?

Shuffle Master founder John Breeding created it in the 1990s.

Fadi Hayek
Author & Casino Expert

After going through several successful experiences with several industry pioneers, Fadi Hayek has managed to excel in the world of content for online gaming by providing unique content for several projects that allowed him to obtain the necessary experience to launch his career. Last but not least, Fadi also holds several certificates, including but not limited to content marketing and iGaming.

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