Ultimate Texas Hold'em
Heads-up Hold'em against the dealer: the rules, how the Ante, Blind, Play and Trips bets pay, the house edge, and when to raise 4x, 2x or 1x.
Heads-up Hold'em against the dealer: the rules, how the Ante, Blind, Play and Trips bets pay, the house edge, and when to raise 4x, 2x or 1x.

Ultimate Texas Hold’em is the casino version of Texas Hold’em: you play heads-up against the dealer instead of other players, with the same two hole cards and five community cards. Its twist is the Play bet. You get one raise per hand, and the earlier you make it the bigger it can be — four times your ante before the flop, twice after it, once at the river. The game was invented by Roger Snow of Shuffle Master, and Evolution, working with Scientific Games, streams the live online version. This guide covers the rules, every payout, the house edge and the strategy that keeps it among the lowest-edge games on a casino floor.
Hands rank as in ordinary poker; our poker hand rankings guide has the full order.
The dealer needs at least a pair to open (qualify). That only affects the Ante: if the dealer does not open, the Ante is returned, but the Play and Blind bets still win or lose against the dealer’s hand.
| Result | Ante | Play | Blind |
|---|---|---|---|
| You win, dealer opens | Pays 1 to 1 | Pays 1 to 1 | Pays by the table below |
| You win, dealer does not open | Push | Pays 1 to 1 | Pays by the table below |
| Dealer wins, dealer opens | Loses | Loses | Loses |
| Dealer wins, dealer does not open | Push | Loses | Loses |
| Tie | Push | Push | Push |
The Blind only pays a bonus when you win with a straight or better; on any other winning hand it is returned.
| Your winning hand | Blind pays |
|---|---|
| Royal flush | 500 to 1 |
| Straight flush | 50 to 1 |
| Four of a kind | 10 to 1 |
| Full house | 3 to 1 |
| Flush | 3 to 2 |
| Straight | 1 to 1 |
| Anything lower | Push |

With an Ante and Blind of 10 each, and a 4x Play bet of 40:
| What happens | Ante | Play | Blind | Net |
|---|---|---|---|---|
| You win with a flush, dealer opens | +10 | +40 | +15 (3 to 2) | +65 |
| You win with two pair, dealer has no pair | Push | +40 | Push | +40 |
| Dealer wins with a pair or better | −10 | −40 | −10 | -60 |
Trips is an optional side bet on your own final hand, whatever the dealer holds: it pays on three of a kind or better and loses otherwise. Casinos use one of several pay tables. The most generous common version pays:
| Your hand | Trips pays |
|---|---|
| Royal flush | 50 to 1 |
| Straight flush | 40 to 1 |
| Four of a kind | 30 to 1 |
| Full house | 9 to 1 |
| Flush | 7 to 1 |
| Straight | 4 to 1 |
| Three of a kind | 3 to 1 |
On that table the house edge on Trips is about 0.9%. Other tables pay 8 to 1 on a full house or 20 to 1 on four of a kind, and the edge rises to between 1.9% and 6.2%, so check the game’s help screen before you add it.
Because you choose when to raise, the game rewards a simple strategy. This is the one published by Wizard of Odds.
Otherwise check. The strategy never uses the 3x option: a hand worth raising early is worth raising the maximum.

Bet 1x with a hidden pair or better. Otherwise, count the dealer hole cards that would beat you: roughly, any card that pairs a board card, plus any card higher than your best hole card (cards that would only tie do not count). With fewer than 21 such outs, bet; with 21 or more, fold.
Played perfectly, Ultimate Texas Hold’em has a house edge of 2.185% of the Ante. Because the average hand ends with about 4.15 times the Ante on the table, that works out at only 0.526% of everything you bet. For comparison, single-zero roulette has a house edge of 2.70%. The simple strategy above gives up very little: it plays to an edge of 2.43% of the Ante, or 0.58% of the total bet.
Both are house-banked Hold’em. In Casino Hold’em you bet an Ante, see your two cards and the flop, then must either call with a 2x bet or fold, and the dealer qualifies with a pair of fours or better. Ultimate Texas Hold’em gives you three chances to raise instead of one call, lets you see all five community cards before deciding if you check through, and adds the Blind with its 500 to 1 royal flush.
The live online game is Evolution’s, played with a real dealer in a studio. These casinos run Evolution on their live floor; look for the game under live poker in the lobby:
| Casino | Welcome offer | Our rating | |
|---|---|---|---|
| iWild Casino | Up to 550% + 400 free spins | 4.8 | Open iWild Casino |
| Amunbet | 450% up to €3,000 + 450 free spins | 4.2 | Open Amunbet |
| 1Red Casino | 225% up to €11,500 + 225 free spins over 3 deposits | 4.0 | Open 1Red Casino |
Each review covers the full welcome terms, the games and the payment methods. Live tables have minimum and maximum bets, and the royal flush payout on the Blind can be capped by the table maximum, so check the limits before you sit down.
More Hold’em: our poker rules, Texas Hold’em strategy and Omaha rules.
Set a budget before you play for real money and stick to it. Free, confidential support is available at BeGambleAware.org. 18+ only.
Also worth a look: another quick heads-up game against the dealer: Three Card Poker.
Also worth a look: Mississippi Stud, where you play against a pay table instead of the dealer.
Another game against the dealer: Caribbean Stud Poker, with a single fold-or-raise decision.
After going through several successful experiences with several industry pioneers, Fadi Hayek has managed to excel in the world of content for online gaming by providing unique content for several projects that allowed him to obtain the necessary experience to launch his career. Last but not least, Fadi also holds several certificates, including but not limited to content marketing and iGaming.