Mississippi Stud
Two cards, three community cards and three chances to raise: how to play Mississippi Stud, the payouts and the strategy for every decision.
Two cards, three community cards and three chances to raise: how to play Mississippi Stud, the payouts and the strategy for every decision.

Mississippi Stud is a five-card poker game played against a pay table rather than against the dealer. You get two cards, three community cards are turned over one at a time, and before each one you decide to fold or raise. It is a Scientific Games (now Light & Wonder) table game found in many US casinos, and it is often described as a faster, bolder version of Let It Ride: your bet can grow to ten times the ante, and every chip you put out is paid at the same odds. This guide covers how to play Mississippi Stud, the payouts, the full strategy and the house edge.
| Deck | One standard 52-card deck |
| You play against | The pay table, not the dealer or other players |
| Bets | An ante, then up to three raises of 1x to 3x the ante (3rd, 4th and 5th Street) |
| Most you can bet | 10x the ante (1 + 3 + 3 + 3) |
| Lowest winning hand | A pair of jacks; a pair of 6s to 10s pushes |
| Top payout | Royal flush, 500 to 1 on every bet |
| House edge | 4.91% of the ante with perfect strategy |
The dealer never plays a hand, and the other players do not affect you: everyone at the table shares the same three community cards and is paid only on their own five cards.
The standard pay table applies to the ante and to all three raises together:
| Hand | Pays | Chance of the final hand |
|---|---|---|
| Royal flush | 500 to 1 | 1 in 649,740 |
| Straight flush | 100 to 1 | 1 in 72,193 |
| Four of a kind | 40 to 1 | 1 in 4,165 |
| Full house | 10 to 1 | 0.14% |
| Flush | 6 to 1 | 0.20% |
| Straight | 4 to 1 | 0.39% |
| Three of a kind | 3 to 1 | 2.11% |
| Two pair | 2 to 1 | 4.75% |
| Pair of jacks or better | 1 to 1 | 13.00% |
| Pair of 6s to 10s | Push (bets returned) | 16.25% |
| Anything else | Loses | 63.12% |

Some casinos pay 5 to 1 on a straight instead of 4 to 1, which lowers the house edge to about 3.76%. Check the pay table on the layout or in the game’s help screen before you sit down.
All four hands start with a 5 ante:
| Hand | Bets | Total bet | Result |
|---|---|---|---|
| Pair of queens in your two cards, finishes as two pair | 5 ante + 15 + 15 + 15 | 50 | Wins 100 (2 to 1) |
| Raises of 1x each time, finishes as a straight | 5 ante + 5 + 5 + 5 | 20 | Wins 80 (4 to 1) |
| Two 1x raises, then fold before the last card | 5 ante + 5 + 5 | 15 | Loses 15 |
| Finishes with a pair of 8s | 5 ante + 5 + 15 + 15 | 40 | Push: all 40 returned |
The game has real decisions, and the right ones depend on a simple point count. Give each card points: J, Q, K and A are worth 2, 6 to 10 are worth 1, and 2 to 5 are worth 0. The strategy below is the optimal one published by Joseph Kisenwether on the Wizard of Odds.

The logic is simple: since every bet is paid at the same odds, when you already have a hand that pays or pushes, you want as much money on the table as possible, so you raise the maximum. When you are only drawing, you raise the minimum to stay in. With this strategy you fold 31.1% of hands on 3rd Street, 7.7% on 4th Street and 4.9% on 5th Street.
With perfect strategy and the standard pay table, the house edge is 4.91% of the ante. Because you raise on most hands, the average total bet is about 3.59 times the ante, so the expected loss is around 1.37% of all the money you put on the table. That is the figure to compare with other games: on the same basis, the Ante and Play in Three Card Poker costs about 2.01%. Those numbers come from working out the best play for every one of the 155,937,600 possible deals.
The swings are bigger than the house edge suggests. One hand can cost ten times the ante, and the big wins come from rare hands. Some casinos also offer an optional progressive side bet on your five-card hand; it is a separate bet with its own pay table.
| Game | Played against | Your decisions | Cards |
|---|---|---|---|
| Mississippi Stud | The pay table | Fold or raise 1x to 3x, three times | 2 of yours + 3 community |
| Let It Ride | The pay table | Take back up to two of your three bets | 3 of yours + 2 community |
| Three Card Poker | The dealer (Ante) and the pay table (Pairplus) | Play or fold, once | 3 of yours |
| Ultimate Texas Hold’em | The dealer | Raise 4x, 3x, 2x or 1x, or check | 2 of yours + 5 community |
Mississippi Stud is closest to Let It Ride, where you place three bets and can pull two of them back. Here you add bets instead of removing them, which makes the hands more dramatic. Because it pays on your own hand alone, it also shares a lot with video poker.
Mississippi Stud is mostly a land-based game in the US; online it appears as an RNG table game at some casinos, and availability varies by casino and by country. Search the table-games section of the lobby, where you will also find casino poker games such as Three Card Poker and Casino Hold’em. These casinos run large table-game lobbies:
| Casino | Welcome offer | Our rating | |
|---|---|---|---|
| iWild Casino | Up to 550% + 400 free spins | 4.8 | Open iWild Casino |
| Kaasino | 225% up to £5,000 + 500 bonus spins | 4.3 | Open Kaasino |
| 1Red Casino | 225% up to €11,500 + 225 free spins over 3 deposits | 4.0 | Open 1Red Casino |
More casino poker: poker hand rankings, Three Card Brag and poker rules.
Set a budget before you play for real money and stick to it. Free, confidential support is available at BeGambleAware.org. 18+ only.
The other way round: in Let It Ride you start with three bets and take them back instead of adding raises.
A simpler suits game: High Card Flush, played against the dealer with seven cards each.
After going through several successful experiences with several industry pioneers, Fadi Hayek has managed to excel in the world of content for online gaming by providing unique content for several projects that allowed him to obtain the necessary experience to launch his career. Last but not least, Fadi also holds several certificates, including but not limited to content marketing and iGaming.